Zillion exclusively insures jewelry purchased by clients of retail & industry partners. These strong partnerships lead to a better client experience not only at the point of purchase, but when it matters most — at the time of claim. You'll get a concierge claims experience without burden as Zillion works with your retailer on your repair or replacement. Zillion is also able to better manage risk by selectively partnering, ultimately leading to lower rates for you.

Absolutely, unfortunately accidents happen and having coverage can provide you with peace of mind. Also, many people are surprised at how affordable specialty insurance can be. Zillion's jewelry and watch insurance typically costs just 1–2% of your jewelry's value.

Zillion offers concierge protection beyond what many homeowners policies cover. With Zillion, you'll have protection against loss, theft, accidental damage, mysterious disappearance, and natural disasters — including while you travel worldwide and with a $0 deductible. Filing a jewelry claim with your homeowners or renters policy can put you at risk of an increased premium or cancellation. Your existing policy deductible may also apply which means you'll pay more out of pocket.

Warranty and care plans cover defects and ongoing maintenance of your jewelry. Some may even cover damage, but you'll need Zillion in order to cover loss or theft of your jewelry, including while you travel.